Home Buyers Assistance Grant
If you desire to live in the city limits of Jacksonville, this program will pay half of your out-of-pocket expenses at the time of closing not to exceed $3,000.

Home Program
Homeowners who have owned their home for at least 3 years, have a balance less than $5,000 on current mortgage and house in substandard condition.  You might be eligible for the Re-Construct Program.  Up to $90,000 will be available to tear down/Rebuild a new energy efficient home in the same location as the existing home. Half of funding will be forgiven and remaining half will be a repayable loan over 20 years @ 1% interest.  You must meet the Housing and Urban Development income guidelines.